TOPIC:

Pardon me on maybe stupid question, but as you can notice I Am not from UK... what is motability and pip? Read a lot about here but have no clue... thanks’!

PIP is the system where disabled folks can surrender their government  benefit to a charity organisation that supplies a car and all associated costs to the person. Motability is the service provider. If you do the sums it works out very similar to funding the car yourself, but removes the issues of crashes and unexpected running costs if thing go wrong.  It's a welfare thing and very valuable to the few that qualify.